New York State Medicaid Program & Eligibility

Coverage, eligibility, and how to get help in New York.

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Medicaid Expansion

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State Coverage

Medicaid in New York

NY Medicaid Eligibility

You may be eligible for Medicaid in New York if you live in the state and meet income and household requirements. New York is a Medicaid expansion state, so many adults qualify based on income alone.

You may qualify if you are:
- An adult ages 19–64
- A child or teenager
- Pregnant
- Age 65 or older
- Living with a disability

Some immigration groups, including children and pregnant individuals, may be eligible regardless of status.

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What’s Covered

Doctor and Hospital Visits

Preventative Care and Screenings

Mental Health and Substance Use Treatment

Prescription Drugs

Maternity and Newborn Care

Dental and Vision Services

Long-Term Care (for eligible individuals)

Emergency Transportation Services

Need help with Medicaid in New York?

Below are some of the most commonly asked questions.

What is Medicaid (in New York)?

Medicaid in New York is a public health insurance program that provides free or low-cost health coverage to eligible low-income individuals and families. It is jointly funded by the federal government and New York State and is administered by the New York State Department of Health.

Who is eligible for Medicaid in New York?

You may qualify for New York Medicaid if you live in New York State and meet certain income and residency requirements. Medicaid covers:
- Adults with low income
- Children and teens
- Pregnant individuals
- Seniors (age 65+)
- People with disabilities

Eligibility is primarily based on household size and income, but other factors like age, pregnancy, or disability status can matter.

How do I apply for Medicaid in New York?

How you apply depends on your age and situation:
- Adults under 65 typically apply through the New York State of Health Marketplace
- Seniors (65+) and people with disabilities usually apply through their local Department of Social Services (LDSS)

Applications can be submitted online, by phone, by mail, or in person.

Why apply or renew through Fortuna Health?ᅠ

Filling out government forms (paper or digital) can be confusing. We know the anxiety of missing important mail from the state. We built Fortuna to take the stress out of health plan coverage.

We provide your own dedicated navigator available by phone and chat to help you out!

Is Medicaid in New York free?

For most people, Medicaid in New York has no monthly premium and very low or no out‑of‑pocket costs. Some services may require small copayments, but many groups (such as children and pregnant individuals) are exempt.

What is the difference between Medicare and Medicaid?

Medicare is health insurance that generally covers people aged 65+. Medicaid covers people of all ages if you make below a certain income or face hardship based on other circumstances like disability.

Fortuna focuses on Medicaid. If you need Medicare support, we can help you enroll onto a Medicare-Medicaid program.

Can I use Fortuna to renew Medicaid coverage?

Yes. We make it easy to renew your Medicaid coverage.

With a dedicated, licensed navigator and our automations, never miss a Medicaid-related notification from the state or county.

Do I need to come to Fortuna through an insurance company or doctor?

Yes, Fortuna is only available through providers and insurers. Please contact us at info@fortunahealth.com for more information.

Ready to renew or start your coverage?

Take the next step and keep your Medicaid benefits active with Fortuna’s simple, guided process.